Category: p2p lending

P2P Lending

P2P Lending: A User’s Guide

How it's disruptive, why it's cool, and when you should start to worry that P2P lending might turn into a terrible idea...

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Peer-to-Peer Lending: And Financial Crises

Last week, I started writing about social lending with Peer-to-Peer Lending: You’re Kind Of Doing It Already, which was mostly an explanation of why P2P lending makes sense. In today’s post: How peer-to-peer lending works; and How it could all go horribly wrong. The Technical Details The basic idea behind social lending is simple: There are depositor-lenders […]

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Peer-to-Peer Lending: You’re Kind Of Doing It Already

I’ve been meaning to write an article on this for some time. But whenever I start it, I tend to get distracted. Today, for example, I was riled by Magnus Heystek and his ridiculous article on Moneyweb:  Retirement Advice Should Come With An Age Restriction. His main point: “don’t take retirement planning advice from anyone […]

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