Good morning – and happy Heritage Day to the South Africans. I shall shortly be going in search of meat product in order to bring it and braai it.

So today’s is a reasonably quick post.

For the background to this series of posts: herehere and here. And the summary:

  1. Small investors have some investing options.
  2. You can invest occasionally in lump sums (the once-off investors) or monthly through debit orders (the monthly investors).
  3. As for things to invest in, I’m a general fan of low-cost equity-index-tracker ETFs (as is Warren Buffett). But there are other possibilities as well.
  4. This series of posts is there to see which would work out well.
  5. Then there are some indicators at the end.

The Once-Off Investors

In pictures (not a great week in general):

Once Off Investor Returns Graph

 

And here’s the table:

Once Off Investors Return Table

The Monthly Investors

Some numbers:

Monthly Investors Return table

 

In pictures:

Monthly Investors Return Graph

 

FYI: this monthly stuff is kind of confused by the fact that I’ve assumed that monthly investment takes place on the last Wednesday of the month.

The Indicators

Indicators Table

 

The Commentary

The exchange rate weakened (thanks to the Russian nuclear deal, apparently)…

ZAR USD Exchange Rate

 

The Stock Market dipped (thanks to some China weakness):

ALSI graph

 

Government bond yields remained relatively flat:

10 Year Govt Bond Yield

 

Oil continues to depress itself:

USD Oil Price Graph

 

Less so in South African terms (which is, possibly, more depressing):

ZAR Oil Price Graph

 

Oh gold and platinum (see yesterday’s post):

USD Gold Platinum Price

 

Happy Heritage Day (?)

Until next week!

Rolling Alpha posts opinions on finance, economics, and the corporate life in general. Follow me on Twitter @RollingAlpha, and on Facebook at www.facebook.com/rollingalpha.