Because I’m apparently having a week where I talk about fintech, here is an infographic that I found really cool:

lendingclub-info

Some notes though:

  1. The S&P 500 comparison is one of those classic examples of selective data extraction.
  2. If the infographic had decided to start the observation period in the second quarter of 2009, there is just no way that P2P lending would have looked that attractive.
  3. I am just saying.

Also, I think that this is obviously the positive spin on the story. There are some potential downsides – but I’ll save that for a later post.

Rolling Alpha posts about finance, economics, and sometimes stuff that is only quite loosely related. Follow me on Twitter @RollingAlpha, or like my page on Facebook at www.facebook.com/rollingalpha. Or both.