Investments

Unit Trusts Part 3: The Fee Part

Pre-script: I’m reposting a series of posts from a few years back on Unit Trusts. There are four. This is the third. So to briefly recap, after spending a bit of time analysing your risk tolerance, you’ve decided on where you place yourself in the Unit Trust universe. And having placed yourself in the right risk […]

Unit Trusts Part 2: The Risk Bit

Pre-script: I’m reposting a series of posts from a few years back on Unit Trusts. There are four. This is the second. Disclaimer: parts of this post are going to come across as sexist. But apparently, this is “good taste chauvinism” – the kind that involves the appropriate allocation of roles (Tarzan cook meat, Jane […]

Unit Trusts Part 1: The Mechanics

Pre-script: I’m reposting a series of posts from a few years back on Unit Trusts. There are four. This is the first. So let’s say that you accept the following: Small changes have exponential impact (Have you really done the math? #SavingsAreImportant); and The best way to save involves committing to the saving in advance, […]

Emergency Funds, Cash, and Gumtree

Here is a twitter conversation: It happened last week Wednesday. Rather awkwardly, I forgot to reply. And now, here we are, almost a full week later. So here’s the thing about emergency funds: There is a much-spoken rule out there amongst financial planners that says “Before you start investing, you ought to have an emergency fund.” […]

The Cost Of Children: Sweet Bundles Of…

Almost two years ago now, I wrote a blog post on procreative finance (which I realise, in retrospect, was a bit of a bad title). And in that post, I talked about how much it would cost to bring up a child. It’s a bit dated now, so consider this an update. If you head […]

Be Lazy About Saving Money #Psychology

It's the best way of doing it.

Rent or Buy: But Are Metropolitan Areas Still King Though?

It seems like listed properties are much closer to being king...

Spoofing! And flash crashes. And eye-rolling.

Every time I’ve opened up the BBC news app this week, I’ve seen this: Here’s a close-up: The basic summary: Back in May 2010, US equity markets experienced a now-infamous flash crash (pictured above), during which nearly a trillion dollars of value was lost, and then just as quickly, recovered. Apparently, this is all the fault […]